FDIC Insurance Coverage Information

Transaction Account Guarantee Program
First Associations Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, all non-interest bearing transaction accounts, including interest bearing transaction accounts carrying an interest rate of .50% or less (.25% or less after June 30, 2010), are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit rules.

Dodd-Frank Wall Street Reform and Consumer Protection Act 
Effective July 22, 2010, FDIC deposit insurance permanently increased from $100,000 to $250,000 per depositor.